How Car Loans Work | Scott Feldstein

May 30th, 2012 admin

Most consumers who buy a car will need a car loan as the price of a car can be quite high. Certain branded cars are even more expensive which are not in everybody?s budget. Hence, if there is not enough savings or if the available funds are to be saved for a rainy day, it is best to get car loans. There are many car loans providers in the market today. These are called finance companies.

Loan Procedure

Finance companies will finance car loans on new or used cars. There is a deposit to be paid upfront when a car is purchased; the balance will be financed through an approved loan with the finance company.

Some finance companies may offer a 100% loan deal while others offer 70-95% loans on the total car price. Hence, a down payment or deposit is usually required. If a 90% loan is allowed, then the down payment is 10% of the car price.

There is an interest rate charged on the loan amount; hence, the smaller the loan amount, the lesser interest will be incurred. And the longer the loan period, the more interest will be incurred.

There will be a fixed repayment amount to be settled promptly every month for a stipulated number of years. When that period is up, the car owner can have complete possession of the car.

However, if the loan borrower defaults on the repayments, the finance company holds the right to pull back the car and auction it off to recoup its losses.

Nature of loan deal

Most car loans are considered secured loans where the vehicle is pledged as collateral to ensure the full repayment of the loan. It is easy to secure a car loan if the borrower is working. His job is an indication of his repayment capability. If the borrower does not have a job, he will need to resort to unsecured loans which impose higher interest rates. Unsecured loans have other stringent conditions; one of which is a shorter repayment period.

It is possible to refinance car loans to enjoy lower interest rates. This means lesser interest to be paid. Many consumers resort to refinancing their car loans when their financial condition improves.

Sources of car loans

The Internet offers many sources of caravan loans. Free quotes with no obligation are available from the Internet. There are many finance companies advertising their car loans services through their websites with updated loan rates every week because the condition is very intense amongst the loan providers.

Tags: Loans, Work

Posted in Car Loans | Comments Off

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19 dead in Syria violence, including 7 in Homs: NGO

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Choosing The Right Venture Capital Firm For Your Startup Business ...

Choosing The Right Venture Capital Firm For Your Startup Business Not all venture capital firms offer startup capital for your business. There are venture capital firms that are focused on a specific kind of capital, so it is pertinent to research about the capital venture firms that would cater to your needs before you even [...]

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M & D Power Washing Testimonial | Concrete Cleaned | Columbus ...

I recently had all of my concrete (back yard with inground pool, patio areas, front driveway and sidewalks) cleaned by Mark. I live in Columbus, Ohio, and came across his website immediately when I typed in concrete cleaning. After reviewing his site with all of his before and after pictures of his work, I knew he would be the one for the job.

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As a home owner I tried to clean the concrete myself with a pressure washer that I brought from one of the local home improvement stores; I was not successful becuase I did not have the right equipment or cleaners.

Mark?s equipment and cleaners got the job done quickly and effectively.

Thank you Mark!

-Mr. & Mrs. Schmidt
Columbus, OH

This entry was posted on Tuesday, May 29th, 2012 at 2:35 pm and is filed under Review. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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Look At These Home-based Business Suggestions Today!

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Facebook could pay over $1 billion for Opera: analysts

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Hero Central: Northern Virginia Family Service | jchayward.com

Gail "Boo" Perkins

FAIRFAX, Va. (WUSA) ??? Gail ?Boo? Perkins cuddles with a new baby boy.?The infant is a foster child who the Perkins family loves as one of their own.

Seven years ago, the Perkins helped a friend care for a sick foster baby. They worked with the non-profit, Northern Va. Family Service?(NVFS).

Boo says she chose to take in children up to age four, close to the ages of her own children at the time. They were quickly hooked, and even adopted one foster boy.?

Boo?s family?is a mix of three biological children and one adopted child. Along with husband Jerry, everyone cares for the little ones.

?We never got into foster care to adopt,? says Perkins. ?Actually we got in to do weekend respite care?Seventeen kids later, here we are,??she says with a warm laugh.

The babies coming through the non-profit often have?health issues like fetal alcohol syndrome or drug addiction.?NVFS provides a stipend for the foster baby?s medical care.

So the Perkins?make?regular trips to the hospital and give medication to the babies.??And it?s all?worth it.

?

?As a family we feel the call that God?s called us to provide that safe haven for children.?So that they can not be saddled with attachment disorder with the rest of their lives,? says Jerry.

The?Perkins say the baby?can?develop healthy relationships with?his or her?caregivers through foster care.

?We have?seen very, very sick little ones turn out to be amazing, great little kids, so?we do it for the love of the kids,? says?Perkins. ?

Despite all these years, the Perkins say it?s?too easy to fall in love and never easy to say goodbye when the time comes.

?It?s hard. You cry, you get upset?but you just know they?re?in the Lords hands, you?ve done?with what you can do,? says Perkins. ?

Northern Virginia Family Service?currently works with 60?foster care families. But the need is always there.

??We need parents of all types, all different cultures, races, ages, single parents, married,? says Maggie Moreland, foster care program manager?for NVFS.

To be a good foster care parent, the Perkins say you need lots of patience, but it?s an experience that changes lives.

The foster babies help give their own children a chance to learn about?serious issues?first-hand like?the dangers of?drug or?alcohol abuse.

If you?re interested in being a foster parent, contact
Northern Virginia Family Service
www.nvfs.org
571 748 2500

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Alber Service Company Announces Valuable Rebates and ...

Pennsauken, NJ (PRWEB) May 28, 2012

?In every arriving season, the heating and cooling services of the house needs to be checked to make sure that hot summers are not that hot and cold winters are not freezing,? said spokesperson, Alber Service Company. Alber Service Company, the renowned home performance experts specialize in Air Conditioning Repairs and Heating services, which can make ones home more energy-efficient. This in return will cut down on costs and save money on utility bills. Alber Service Company serves homeowners in Camden, Gloucester, and Burlington Counties and have come up with valuable rebates and incentives on their heating and cooling services.

As South Jerseys Home Performance heating and cooling experts, Alber Service Technicians inspect the homes entire system to help improve the efficiency of the unit. They conduct a simple, thorough evaluation of the customers home, present them with a complete set of options or recommendations, and make sure the entire system is able to provide maximum comfort while still being energy-efficient. Alber Service Company has also expanded their professional heating and cooling services to Vorhees, New Jersey at very affordable prices. As fully trained technicians, they start with a thorough inspection of the homes property to accurately measure the amount of energy loss. This can be due to inefficient appliances, insulation and waterproofing.

Alber Service is ENERGY STAR

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Australia teen dies after 'Final Goodbye' video

A video uploaded to the Internet by a terminally ill 17-year-old ?has been watched by more than a million people around the world. Australian Shaun Wilson-Miller's film was originally intended to tell his friends he was dying, after his body rejected a second heart transplant, but a glitch uploaded the video to YouTube instead. ITN's Damon Green reports.?

By Jim Gold, msnbc.com

Australia teenager Shaun Wilson-Miller died Saturday, just weeks after posting his?emotional "My Final Goodbye"?message that went viral on YouTube.

In the 17-year-old's video, intended for family and friends but?seen by 1.9 million people by Sunday morning, the Melbourne schoolboy revealed he was suffering chronic heart rejection after his second transplant and that there could not be a third.

---

"I won't be here for as long as I thought,'' he said in the video.

"This has been an awesome ride. I have no regrets,? he said. ?Live life to the fullest because you never know what's going to happen.''

Dad Cameron Miller said his son's positive outlook had never faltered, with Shaun giving him constant hugs in recent days, the Herald Sun reported Sunday.

"He passed peacefully with me holding his hand; that is something the family will hold with us,'' he told the Herald Sun.

Tributes immediately began flowing in from around the world and from his beloved Essendon Football Club, the newspaper said.

Shaun Wilson-Miller, as seen in his YouTube video, "My Final Goodbye."

He had also found love with a fellow heart patient, the Herald Sun reported.

Shaun had sighed: "The hardest thing for me is leaving her, knowing that I won't get to marry her. To have kids together. To grow old together. That is what makes me sad.''

He recently filmed a guest appearance on the Australian TV show ?The Neighbors? and met Essendon captain Jobe Watson.
Condolences message on his parents Facebook pages include, "You showed so much courage for so long,'' ninemsn TV reported. "Fly high sweet angel."

A June 15 fundraiser Shaun was planning for Heartkids has now been turned into a tribute for the teen, ninemsn reported.

Follow Jim Gold at msnbc.com on Facebook here.

More world news from msnbc.com and NBC News:

Follow us on Twitter: @msnbc_world

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Natural Health Magazine Subscription for $4.29/Year

by Nicole on May 26, 2012

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Wind Bottle Holder - Family Woodworking

Was wondering if anyone has ever seen one of these.

It was a gift many moons ago [at least 30 years]. I just found it while going through some stuff that's been packed away for a bunch of years.

I thought it was quite unique when we got it and I still think it's a pretty good conversation piece.

Anyone interested in making one, let me know and I'll send the dimensions. I think it would look really nice in cherry or birds eye maple.

Didn't notice the title of the thread before I posted. Of course it should say WINE.

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US Drone Strike Kills 3 Suspected Militants in Pakistan (Voice Of America)

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Afghan official: 8 civilians killed in airstrike

More than 1,500 Afghans block the highway between Kabul and Kandahar in Seed Abad, Wardak province, Afghanistan, Saturday, May 26, 2012. The protesters demanded a stop to military night operations. (AP Photo/Rahmatullah Nikzad)

More than 1,500 Afghans block the highway between Kabul and Kandahar in Seed Abad, Wardak province, Afghanistan, Saturday, May 26, 2012. The protesters demanded a stop to military night operations. (AP Photo/Rahmatullah Nikzad)

Burning tires block a highway between Kabul and Kandahar in Seed Abad, Wardak province, Afghanistan, Saturday, May 26, 2012. More than 1500 Afghan protesters demanded a stop to military night operations. (AP Photo/Rahmatullah Nikzad)

KABUL, Afghanistan (AP) ? A NATO airstrike killed eight members of a family, including children, according to Afghan officials who claim that such attacks damage the civilian population's trust in international troops who have been fighting in the country for more than a decade.

The U.S.-led coalition said it was aware of the allegation and was investigating the attack late Saturday in a remote part of Paktia province.

The killings of civilians by foreign forces has been a major irritant in President Hamid Karzai's relationship with his international partners. The Afghan leader warned earlier this month that civilian casualties could undermine a strategic partnership with the U.S. that is to govern long-term relations after most international troops withdraw by the end of 2014.

NATO also reported Sunday that four coalition service members were killed in separate roadside bomb attacks Saturday in southern Afghanistan, bringing to 166 the number of NATO deaths so far this year.

The British Ministry of Defense said one of its soldiers was killed Saturday in an explosion in the Nahr-e Saraj region of southern Helmand province. The nationalities of the others killed were not released.

Rohullah Samon, a spokesman for the provincial governor, said Mohammad Shafi, his wife and their six children died in an airstrike around 8 p.m. in Suri Khail village of Gurda Saria district.

"Shafi was not a Taliban. He was not in any opposition group against the government. He was a villager," Samon said. "Right now, we are working on this case to find out the ages of their children and how many of them are boys and girls."

Karzai said he has sent a delegation to the village to investigate the incident.

NATO also said it was investigating.

"We acknowledge that coalition forces were conducting an operation in Paktia province against a large number of insurgents last night and we also are aware of the media reports today of civilian casualty allegations in that area," Army Lt. Col. Jimmie Cummings, a coalition spokesman, said.

Taliban attacks have killed more civilians than foreign forces, but public anger over the issue is usually directed at the international community.

Tensions spiked after Afghan officials reported that 18 civilians had died recently in four airstrikes in Logar, Kapisa, Badghis and Helmand provinces. That led Karzai to issue his warning earlier this month.

"If the lives of Afghan people are not safe, the signing of the strategic partnership has no meaning," Karzai's office said.

Last year was the deadliest on record for civilians in the Afghan war, with 3,021 killed as insurgents ratcheted up violence with suicide attacks and roadside bombs, the United Nations said in its latest report on civilian deaths. The U.N. attributed 77 percent of the deaths to insurgent attacks and 14 percent to actions by international and Afghan troops. Nine percent of cases were classified as having an unknown cause.

Elsewhere, two civilians were killed Sunday when their vehicle struck a roadside bomb in Marjah district of Helmand province in the south, provincial spokesman Daud Ahmadi said.

___

Associated Press writer Mirwais Khan in Kandahar contributed to this report.

Associated Press

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Teen invents more accurate test for pancreatic cancer | MNN ...

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Not many 15-year-olds can claim responsibility for saving thousands of lives, but North County High School freshman Jack Andraka can. The Crownsville, Md., teen recently won the top prize at the?Intel International Science and Engineering Fair for his invention that will make pancreatic cancer detection, easier, cheaper and more accurate than ever before.

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Andraka became interested in early detection for pancreatic cancer when a close family friend died of the disease. ?His test, a simple dip-stick blood and urine test, tests for an abnormal protein in the blood that is present when you have pancreatic cancer. It is reported to be 90 percent accurate, 1,000 times more sensitive, and 28 times cheaper than other tests ? all while using the same methodology, improving the possibility of early detection. ?

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Pancreatic cancer is the fourth most deadly cancer in the U.S. Almost three-quarters of patients with the disease die within the first year, generally because the disease is often not detected until it is in the late stages. Andraka's test will give doctors a more accurate and earlier?diagnosis of the disease, giving patients a better chance of survival. ?

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For his efforts, Andraka was awarded a $75,000 prize. He plans to use that money for college.

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Video: China: Economy on the Brink?

Discussing whether China's economy could be on the brink of collapse, with Gordon Chang, Forbes columnist, and Peter Navarro, UC-Irvine business professor.

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Five Star Fridays: Good Guy Could Use Some Help Edition (Theagitator)

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House Republicans unveil summer wish list (CNN)

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Memorial Day Water Safety Tips : Ideas for Women Home and ...

Monday is Memorial Day and thousands of families are flocking to the lakes, beaches, and pools that will all be opening this weekend. Here are a few tips to help and your little ones stay safe this weekend around the water whether near the pool or at the beach.

Pool Safety Tips:

• Actively supervise your children around water at all times, and have a phone nearby to call for help in an emergency.

• Make sure your pool has four-sided fencing and a self-closing, self-latching gate to prevent a child from wandering into the pool area unsupervised. In addition, hot tubs should be covered and locked when not in use.

• Install a door alarm, a window alarm or both to alert you if a child wanders into the pool area unsupervised.

• Teach children to never go near or in water without an adult present.

• Enroll your child in swimming lessons after age 4.

Open Water Safety (lakes and beaches):

• Actively supervise children in and around open bodies of water, giving them your undivided attention.

• Enroll your child in swimming lessons?? it is an important skill for both children and adults to know.
• Make sure kids swim only in areas designated for swimming.
• Teach children that swimming in open water is not the same as swimming in a pool: they need to be aware of uneven surfaces, river currents, ocean undertow and changing weather.
• Teach children not to dive into oceans, lakes or rivers because you never know how deep the water is or what might be hidden under the surface of the water.

Learn infant and child CPR and keep a phone nearby in case of an emergency.

What do you think? Click here to leave a comment: Comments (0)

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SpaceX Dragon Docks With International Space Station

[unable to retrieve full-text content]The mission, to take cargo to the space station and bring items back, is being carried out by a company that hopes to one day take people to Mars.

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NBA: LeBron James, Kevin Durant highlight All-NBA selections

Kevin Durant #35 of the Oklahoma City Thunder walks past Metta World Peace #15 of the Los Angeles Lakers during Game Five of the Western Conference Semifinals of the 2012 NBA Playoffs at Chesapeake Energy Arena on May 21, 2012 in Oklahoma City, Oklahoma.
(May 20, 2012 ? Source: Ronald Martinez/Getty Images North America)

(PhatzRadio / NBA.com) ? The NBA announced its All-NBA First Team on Thursday, highlighted by the Heat?s LeBron James and the Thunder?s Kevin Durant. Chris Paul of the Clippers, the Lakers Kobe Bryant and Dwight Howard of the Magic rounded out the team.

Derrick Rose, last seasons MVP, and Deron Williams, were two notable omissions from the three teams selected by the NBA. Despite having one of the best records all season, none of the Chicago Bulls were selected to any of the teams. Bryant joins the All-NBA first team for the seventh consecutive season and 10th time overall. James joins the team for the fifth consecutive season, sixth overall.

The All-NBA Second Team is comprised of the Wolves Kevin Love, Blake Griffin of the Clippers, Andrew Bynum of the Lakers, Tony Parker of the Spurs and Russell Westbrook of the Thunder.

Carmelo Anthony and Tyson Chandler of the Knicks were named to the All-NBA Third Team, along with the Celtics Rajon Rondo, the Mavs Dirk Nowitzki and the Heat?s Dwayne Wade.

The following is the complete NBA.com list of other players who received votes but who were not selected to the top three teams:

LaMarcus Aldridge, Portland, 55; Marc Gasol, Memphis, 52; Derrick Rose, Chicago, 44; Josh Smith, Atlanta, 33; Paul Pierce, Boston, 31; Al Jefferson, Utah, 30; Pau Gasol, L.A. Lakers, 27; Steve Nash, Phoenix, 24; Kevin Garnett, Boston, 22; Tim Duncan, San Antonio, 18; Joe Johnson, Atlanta, 16; Deron Williams, New Jersey, 14; Rudy Gay, Memphis, 10; James Harden, Oklahoma City, 8; Luol Deng, Chicago, 5; Roy Hibbert, Indiana, 5; Manu Ginobili, San Antonio, 3; Danny Granger, Indiana, 3; Joakim Noah, Chicago, 3; Monta Ellis, Milwaukee, 2; Chris Bosh, Miami, 2; Luis Scola, Houston, 2; Marcin Gortat, Phoenix, 2; Paul Millsap, Utah, 2; Serge Ibaka, Oklahoma City, 2; David Lee, Golden State, 1; and DeMarcus Cousins, Sacramento, 1.

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Etan Patz Case: Pedro Hernandez Arrested For Murder

Pedro Hernandez confessed to murdering Etan Patz yesterday, meaning that after more than three decades, the famous missing persons case may be over.

Hernandez, a former corner store worker, was arrested on suspicion of second-degree murder after he confessed to strangling 6-year-old Patz in 1979.

"He was remorseful, and I think the detectives thought it was a feeling of relief on his part," New York police Commissioner Ray Kelly told the media.

Incredibly, today, May 25 marks the 33rd anniversary of the disappearance of Etan Patz, who became the nation's first "milk carton child."

Etan Patz Case: Pedro Hernandez Arrested

The case sparked the movement to raise awareness of missing kids.

Etan vanished on his way to a New York bus stop, triggering a massive manhunt, but no sign of the little boy had ever been detected.

The Etan Patz case returned to the headlines last month when authorities re-launched the search, tearing up the basement of a nearby building.

Kelly said a recent tip led investigators to Hernandez, 51, a Maple Shade, N.J., resident with a teenage daughter. The commissioner said:

"In the years following Etan's disappearance, Hernandez had told his family that he had 'done a bad thing' and killed a child in New York."

On Wednesday night, Hernandez was questioned in New Jersey and then voluntarily returned with detectives to New York, says Kelly.

"He brought them to the scene of the crime, which is now a store that sells eye glasses," says the commissioner.

"Hernandez described to the detectives how he lured young Etan from the school bus stop at West Broadway and Prince Street with the promise of a soda."

"He then led him into the basement of the (store), choked him there, and disposed of the body by putting it into a plastic bag, and placing it into the trash."

At the time, Hernandez was a 19-year-old stock clerk in the business and lived in an apartment nearby, says Kelly.

Kelly said investigators arrested Hernandez based on "the fact that he had told his story in the past, and the specificity of what he said in the confession."

Hopefully, as horrible as this is, the family can finally have closure.

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Loans No Bank account-Grab the desired finance without any issues ...

Unexpected expenses are knocking your door hard and you do not have funds to pay them off. In order to meet your financial dues to prevent yourself falling in future debt problems, apply with loans no bank account. The basic feature of this loan is that one need not require holding a bank account. These loans offer an instant financial solution for salaried class people. You can access sufficient amount of finance to cover your unforeseen financial pressures without any mess.

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Since buzzing in the ears is probably a direct consequence ...

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Major osteoporosis meeting opens in S?o Paulo

Public release date: 24-May-2012
[ | E-mail | Share ]

Contact: L. Misteli
41-229-940-100
International Osteoporosis Foundation

4-day meeting attracts more than 700 medical professionals; Focus on new research and strategies for the prevention and management of fractures due to osteoporosis

More than 700 doctors and allied health professionals from 32 countries throughout Latin America and the rest of the world gathered today for the opening of the International Osteoporosis Foundation's (IOF) 1st Latin America Osteoporosis Meeting in So Paulo, Brazil.

The four-day meeting, which extends to May 27 at the Grand Hyatt So Paulo Hotel, will present new research and the latest advances in the management of osteoporosis and related bone diseases. Attendees include orthopedists, endocrinologists, rheumatologists, gynecologists, general practitioners and various allied health professionals.

Professor Jos Zanchetta, Congress Co-President and Co-Chair of the Local Organizing Committee commented: "The elderly are the most susceptible to fractures caused by osteoporosis. Due to the expected increase in the ageing population throughout Latin America, there is an urgent need to ensure that doctors are well versed in the latest strategies to prevent and treat osteoporosis and fragility fractures. IOF has worked in close collaboration with its Latin American Regional Council and in partnership with experts from the Associao Brasileira de Avaliao da Saude Ossea e Osteometabolismo (AbRASSO) to develop a programme which will meet the information needs of a broad spectrum of health professionals. "

During the Meeting, international and regional bone experts will lead 20 scientific lectures, 10 Meet-the-Expert sessions and two roundtable sessions. Oral presentations of the best scientific abstracts will highlight the latest research advances from the region, with five young investigators to be awarded prestigious grants in recognition of their research excellence.

"The number and quality of the abstracts to be presented indicate that there is an increased focus on bone research in Latin America," said Professor Cyrus Cooper, Scientific Programme Committee Co-Chair and Chair of IOF Committee of Scientific Advisors. "This Meeting is an ideal forum in which to share best clinical practice and learn about cutting edge advances in the research and management of bone diseases. Researchers will have an excellent opportunity to showcase their work before an international audience."

###

Complete information about the IOF Regionals 1st Latin America & Osteoporosis Meeting is available at http://www.iofbonehealth.org/brazil-2012

About IOF

The International Osteoporosis Foundation (IOF) is the world's largest non-governmental organization devoted to the prevention, diagnosis and treatment of osteoporosis and related musculoskeletal diseases. IOF members including committees of scientific researchers, patient, medical and research societies, and industry representatives from around the globe - share a common vision of healthy bones, muscles and joints, without fragility fractures. IOF now represents more than 200 societies in all regions of the world. http://www.iofbonehealth.org

---

[ | E-mail | Share ]

?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

Public release date: 24-May-2012
[ | E-mail | Share ]

Contact: L. Misteli
41-229-940-100
International Osteoporosis Foundation

4-day meeting attracts more than 700 medical professionals; Focus on new research and strategies for the prevention and management of fractures due to osteoporosis

More than 700 doctors and allied health professionals from 32 countries throughout Latin America and the rest of the world gathered today for the opening of the International Osteoporosis Foundation's (IOF) 1st Latin America Osteoporosis Meeting in So Paulo, Brazil.

The four-day meeting, which extends to May 27 at the Grand Hyatt So Paulo Hotel, will present new research and the latest advances in the management of osteoporosis and related bone diseases. Attendees include orthopedists, endocrinologists, rheumatologists, gynecologists, general practitioners and various allied health professionals.

Professor Jos Zanchetta, Congress Co-President and Co-Chair of the Local Organizing Committee commented: "The elderly are the most susceptible to fractures caused by osteoporosis. Due to the expected increase in the ageing population throughout Latin America, there is an urgent need to ensure that doctors are well versed in the latest strategies to prevent and treat osteoporosis and fragility fractures. IOF has worked in close collaboration with its Latin American Regional Council and in partnership with experts from the Associao Brasileira de Avaliao da Saude Ossea e Osteometabolismo (AbRASSO) to develop a programme which will meet the information needs of a broad spectrum of health professionals. "

During the Meeting, international and regional bone experts will lead 20 scientific lectures, 10 Meet-the-Expert sessions and two roundtable sessions. Oral presentations of the best scientific abstracts will highlight the latest research advances from the region, with five young investigators to be awarded prestigious grants in recognition of their research excellence.

"The number and quality of the abstracts to be presented indicate that there is an increased focus on bone research in Latin America," said Professor Cyrus Cooper, Scientific Programme Committee Co-Chair and Chair of IOF Committee of Scientific Advisors. "This Meeting is an ideal forum in which to share best clinical practice and learn about cutting edge advances in the research and management of bone diseases. Researchers will have an excellent opportunity to showcase their work before an international audience."

###

Complete information about the IOF Regionals 1st Latin America & Osteoporosis Meeting is available at http://www.iofbonehealth.org/brazil-2012

About IOF

The International Osteoporosis Foundation (IOF) is the world's largest non-governmental organization devoted to the prevention, diagnosis and treatment of osteoporosis and related musculoskeletal diseases. IOF members including committees of scientific researchers, patient, medical and research societies, and industry representatives from around the globe - share a common vision of healthy bones, muscles and joints, without fragility fractures. IOF now represents more than 200 societies in all regions of the world. http://www.iofbonehealth.org

---

[ | E-mail | Share ]

?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

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UK bioscience in ?250m cash boost

24 May 2012 Last updated at 12:18 ET

Researchers will get ?250m in funding as part of the government's high-tech growth strategy, Science Minister David Willetts has said.

He said promoting "the technologies of the future" was a "crucial theme" of the government's industrial policy.

Research into feeding a growing world population will benefit from the grant.

Mr Willetts said ministers had a key role to play in working with business, researchers to support innovation and ensure its commercial success.

He announced the additional financial support during a visit to the Babraham Research Campus near Cambridge.

Securing the UK's research base, creating stronger links between academics and business and systematically identifying new technologies were key elements in the government's strategy for high-tech growth, the minister said.

'Risk takers'

He said: "It is what they do not just in Germany or South Korea but in the USA too. We should not let myths about free market America inhibit us from doing the same here."

"We are backing the risk takers, and are willing to take a risk ourselves."

Continue reading the main story

HOW THE FUNDING BREAKS DOWN

• Institute of Biological, Environmental and Rural Sciences, Aberystwyth University (IBERS) - ?13m
• The Genome Analysis Centre (TGAC), Norwich - ?19m
• The Roslin Institute, University of Edinburgh - ?23m
• Institute for Animal Health (IAH), Pirbright - ?38m
• Institute of Food Research (IFR), Norwich - ?29m
• Babraham Institute, Cambridge - ?37m
• John Innes Centre (JIC), Norwich - ?42m
• Rothamsted Research, Harpenden - ?41m

Decisions on which research institutes receive funding were taken by the Biotechnology and Biological Sciences Research Council (BBSRC), a government-funded body with an annual budget of ?445m.

The money, Mr Willetts said, will be used to "meet challenges such as sustainably feeding the growing world population, finding alternatives to dwindling fossil fuels and supporting an ageing society to remain healthy for longer".

Mr Willetts also backed developments in bioscience and said experiments with GM crops, such as those being undertaken at the Rothamsted Research Centre in Hertfordshire, were "essential" for gathering scientific evidence.

'Historic shift'

Earlier this month, a man was charged with criminal damage following a break-in at the centre where a trial of GM wheat is being held. The project aims to see whether the modified crops can deter aphids - a major wheat pest.

Mr Willetts said: "Whatever our personal views on GM, everyone must surely want to protect the integrity and freedom of British science - and allow these experiments to proceed."

Conservative MP George Freeman, the government's life science adviser who spent 15 years working in bioscience, welcomed the funding. He said it marked "a historic shift in the development of a new industrial policy for science and innovation and paves the way for the UK to lead a new green revolution in crop science".

Dr Mark Downs, Chief Executive of the Society of Biology, said: "The greatest challenges the world faces, including food security, climate change, loss of biodiversity, the ageing population and disease, can all ultimately be addressed through biology-based research. Funding that research is critical to meeting these challenges."

Mr Willetts also announced two separate investments in synthetic biology - ?6.5m to encourage business to explore the industrial applications for synthetic biology and a ?5m grant from the Engineering and Physical Sciences Research Council (EPSRC) to a number of universities to "establish a platform for synthetic biology".

The EPSRC will, for the first time ever, fund four manufacturing fellowships, worth around ?1m each and there will be a refreshed report from the Government Office for Science on future technologies to inform the evolving industrial strategy.

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